← Browse all calculators
SHOPPING & TAX

Cashback calculator.

Estimate a purchase reward and the effective cost after receiving it.

Compare scenarios

The table changes cashback (%) and keeps your other inputs fixed.

Cashback (%)Calculated result

How to use the Cashback calculator

Enter eligible purchase, and cashback (%). Choose the currency for your inputs and read the result as you change the values.

How it works and formula

Cashback = eligible purchase × reward rate. Effective cost = purchase − cashback.

Worked example

Example inputs in USD
Eligible purchase120
Cashback (%)3

Result
Cashback $3.60 · Effective cost $116.40

Choosing your inputs

Use the amount eligible for cashback. Check whether the offer excludes taxes, shipping, gift cards or certain products. If there is a reward cap, compare the calculated cashback with that cap.

How to interpret the result

At 3% on $120, cashback is $3.60 and effective cost is $116.40. The checkout charge may still be $120 because the reward can arrive later. Compare effective costs only when you expect to qualify for the reward.

Frequently asked questions

What if part of my order is excluded?

Enter only eligible spending. If the reward has a cap, check the result against your offer’s cap.

How do returns change the estimate?

Recalculate with the eligible amount you keep. The provider may adjust or reverse the reward after a return.

Related calculators

Discount & sales tax ↗Coupon comparison ↗Stacked discounts ↗